Health Insurance
Secure Your Health, Secure Your Wealth
Start planning today to ensure that medical emergencies never derail your financial journey. A well-chosen health insurance plan is not an expense—it’s an investment in your family’s well-being.
“The greatest wealth is health.”
Good health is the foundation of a happy and secure life. But with the rising cost of medical treatments, a sudden illness or emergency can quickly drain your savings. Health Insurance Planning ensures that you and your family are financially protected during medical uncertainties, so you can focus on recovery instead of worrying about expenses.
Why Health Insurance is Essential?
- Medical inflation in India is rising at 12–15% annually.
- A single hospitalization can cost anywhere between ₹2–10 lakhs.
- Without proper health cover, medical bills can disrupt your financial goals.
Our Approach to Health Insurance Planning
1. Goal Identification
- Individual, family floater, senior citizen, or critical illness cover.
- Coverage based on age, lifestyle, existing health conditions, and city of residence.
2. Right Coverage Amount
- Estimating the ideal sum insured based on medical inflation and future needs.
- Ensuring you’re covered for hospitalization, day care procedures, pre- and post-hospitalization expenses.
3. Customized Policy Selection
- Compare policies from leading insurers.
- Choose plans with maximum benefits and minimum exclusions.
- Add-on options like maternity cover, critical illness, personal accident, and OPD benefits.
4. Integration with Financial Planning
- Align health insurance with your overall financial goals.
- Protect your savings and investments from being used for medical costs.
5. Annual Review & Updates
- Review your health cover regularly.
- Upgrade your plan as your family grows or medical costs rise.
Benefits of Health Insurance Planning with Us
- Complete protection for you and your loved ones.
- Financial security against rising medical costs.
- Expert guidance in selecting the most suitable plan.
- Peace of mind knowing you’re prepared for life’s uncertainties.
Term Insurance calculator
“Protect Your Family’s Future with Term Insurance”
Life is uncertain, but protecting your family’s financial future doesn’t have to be. Term Insurance is one of the simplest and most effective ways to ensure that your loved ones are financially secure, even in your absence.
Why Term Insurance?
- Affordable Protection – Get high life cover at a low premium.
- Family Security – Ensures your family can maintain their lifestyle and meet expenses in case of unforeseen events.
- Debt Protection – Safeguards your family from liabilities such as home loans, education loans, or personal loans.
- Income Replacement – Provides financial support to replace the loss of your income.
Benefits of Term Insurance Planning
- Customizable Cover: Choose the sum assured and tenure as per your needs.
- Tax Savings: Premiums paid are eligible for deduction under Section 80C, and payouts are tax-free under Section 10(10D) (as per prevailing tax laws).
- Add-on Riders: Enhance protection with riders like Critical Illness, Accidental Death, and Waiver of Premium.
- Peace of Mind: Knowing that your family’s future is secure.
Who Should Buy Term Insurance?
- Young professionals starting their careers.
- Parents with financial dependents.
- Individuals with outstanding loans or liabilities.
- Anyone who wishes to provide a financial safety net for their loved ones.